A word of warning about payday loans

Anyone can qualify for this type of cash advance regardless of whether they have a bad or good credit rating.

Be careful and only apply if you absolutley can repay on time

About two thirds of the borrowers are not able to pay their cash advance loans on time. Their interest charges increase dramatically leaving them in more difficult situations than before. Lenders on the other hand make more profit from such consumers.

Lots of options

There are so many lenders available online who offer short term loans not really to help people but rather to go after such consumers. Cash advance loans only offer small amount of money unlike other types of loans such as banks and other lenders. Therefore, if you are in need of large amount of money, opt for other types of loans.

The fact that payday loans are easy to get, many people get a tendency of using them than they actually ought to. In the end, they end up applying a loan after the other costing them a large amount of money. Payday lenders will never tell you the truth about the risk incurred if you fail to pay your loan in time. Your monthly income will limit the amount of loan you will get from a lender.

You can hardly ever get a loan higher than your income. This makes it easier for you to pay the loan in due time and also avoid the cycle of being in debts. Cash advance loans have no restrictions and you can use the money for anything you wish. Payday loans do not need a collateral. With this in mind, many people go for these types of loans because they are not at risks of loosing their home and other valuable assets. However, you should always be keen with cash advance loans. Only go for payday loans when you necessary need them.

Caution

It is always important to compare lenders from different companies online to avoid paying high interest charges. You can also look for finances from friends and relatives before going for cash advance loans.

How To Protect Your Hair From Chlorine Damage

If you are a regular swimmer or love to visit water parks to beat the heat, then this article is definitely for you.

Yes we all know that to keep the water parks or swimming pools water clean chlorine is mixed, this kills the harmful bacteria and germs that can make you sick, but here is one thing more that you should know about, that chlorine might be good for everything, but not for your hairs.

Harmful effects of chlorine on hairs are:

Dehydrate your hairs, and steal all the natural oil and protective ingredients from the scalp
Can also de-colour your hairs and can also break off
How to protect your hairs from chlorine water before you enter a swimming pool

Condition your hairs:

Before you enter in the swimming pool apply coconut oil or a very good hair conditioner to create a protective layer for your hairs, this will reduce the amount absorption level of chlorine for your hairs.

Take a Bath

Before entering in the swimming pool take a good shower and get your hairs as wet as you can, because dry hairs act like a sponge and they will absorb a huge amount of chlorine that will damage your hairs. Showering before entering in the swimming pool will reduce the amount of chlorine absorption.

Wear a cap

Swimming caps are made up of silicone, latex or lycra, these are the best protective head gears when it comes to swimming, as they reduce the amount of water and chlorine absorbed by your hairs.

How to reduce hair damage from chlorine after swimming

Though the above tips will minimize your hair damage from chlorine before entering the swimming pool, you can go one step further with the aftercare swimming tips to reduce hair damage from chlorine further.

Clean your hair thoroughly but gently with water, use a mild shampoo that will help you in washing away the harmful chlorine substance from your hair.
Use a good furry towel and wrap it around your hairs this will soak extra water from your hairs before conditioning
Let your hairs dry a bit and then implement a good conditioner to straighten your hairs, this will reduce the tangling of your hairs and hair break-of
After conditioning your hairs, don’t leave the conditioner for long, as it can make your hair look greasier, instead use a thin towel or cotton t-shit to soak the conditioner off from your hairs.
Check your scalp; if you feel like your scalp is too dry, use mild oil to give your scalp a gentle massage, this will help you in restoring your scalp health back to normal.
If you feel like that your hairs are too much damaged the best would be consulting your hair stylist, they will access your hairs and provide you with a proper hair treatment to reduce the damage further. If the numbers of hair fall is increasing, you should immediate consult your nearby hair transplant clinic.
If you follow the above hair care tips, there is nothing much to worry about, but if you think that chlorine has damaged your hair up to a great extent, it is advised to visit your nearby Hair loss treatment doctor. You can also try some effective tips frequently used by people to prevent hair loss.

An Emotional Side of Erectile Dysfunction

Steve, 68, had just retired. It had been his second attempt at retiring. The first was when he was 65, but his wife was still working, so he found it difficult to adjust to retired life. When his wife retired 3 years later, Steve thought he would be just fine.

But then he had difficulty maintaining an erection. His doctor diagnosed him with erectile dysfunction with no known cause. He was given no medical treatment.

Erectile dysfunction (ED), also called impotence, is a medical diagnosis for any condition where the man is unable to obtain or maintain an erection. WebMD estimated that 18 million U.S. men are affected each year. It is more common in older men but is now being seen in men as young as teenagers. The causes are usually medical drugs, alcohol usage, fatigue or a hormonal imbalance or heart condition. There are medical drugs and prosthetics to assist the man. In Steve’s case, he refused both because he didn’t like taking medical drugs and didn’t want surgery.

“It was bound to happen at my age,” he said during his initial office visit. “But if there is anything you can do I’d be most grateful.”

We proceeded to discuss all the intricacies of his sexuality. He would obtain a strong erection, but about half-way though intercourse he would lose the firmness and would be unable to become erect again. He usually awoke with the erection and tried sex in the morning; they didn’t try any other time of day. He didn’t masturbate. He and his wife tried different positions but the result was the same.

“My wife is okay with it, but I’m not,” he said with embarrassment. He stated his wife didn’t desire sex, so Steve felt his wife didn’t care if he was having difficulty. Steve saw it as a flaw in his manhood.

When did it all start? Right after he retired.

The suddenness of the onset of the ED and his retiring had to be more than coincidence. He was able to have a normal erection before then, so his retiring had to be a factor.

Steve had worked for the city doing inspections at restaurants for most of his adult life. He worked 40 hours per week. When asked to describe his work day, he sat higher in his chair and spoke with pride. He stated he would miss the social interaction and knowing he did a good job at work.

He also stated he would grow old now and have “old age” problems like a heart attack. He felt any activity would cause a heart attack. He also stated he felt he was “put out to pasture” as he was no longer useful.

“Being useful” was mentioned a lot during the interview. This means it is important to the problem Steve was having.

Since retiring, he has been spending more time working with farm animals (they had a hobby farm) and he has been taking a painting class. His wife has been catching up on her reading; she wasn’t yet “adjusting to being retired”. On occasion they went out to eat, but for the most part they stayed at home. No vacations or travel was planned.

Steve wondered if his wife’s disinterest in sex might’ve been the reason for the ED, but when we discussed it, that really hadn’t changed since they were married.

When looking at a new condition, you need to look at what has changed, not what has been the same for a long time. Steve’s wife’s disinterest in sex was not new. What was new was the retirement.

The common theme between intercourse and work is performance. Loss of work means loss of performance…and the ability to perform sexually in Steve’s case. He was no longer useful at a job, something he felt was a “man’s job”. Part of being a man was being able to get an erection.

I recommended the remedy Argentum nitricum. A common key to metal remedies is the person believing there is a fault within themselves, a weakness.Key features for Argentum nitricum:

Sudden laxness of penis
Incomplete erection
Frequent urination (a concomitant)
Anxiety about his heart, that he would have a heart attack
Anxiety related to performance

Steve was reluctant to think there was an emotional or mental reason behind the ED. Most people do not like to believe something emotional or mental can be causing any physical problem they might have. Our society tends to push for physical reasons to be the cause of physical problems, and emotional reasons to only affect behavior.

I asked Steve to try the remedy anyway and to let me know if it didn’t work.

He tried the remedy and found it helped. When he stopped taking it; his problem returned. Still, Steve didn’t want to think his ED had anything to do with “performance”.

About 3 months later Steve took on a summer job. His ED was no longer an issue. When the job was done in the fall, the ED returned. Steve now realized there was a connection.

Steve continued to take the Argentum nitricum as needed, but once he had made the connection between performance and his ED, he was able to overcome a lot of the mental impact from his not working. After a year of using the homeopathic remedy 2-3 times, Steve stated he no longer has problems maintaining an erection.

Best wishes,

Dr. Ronda Behnke

Disclaimer: The information provided by Dr. Ronda Behnke is for educational purposes only. It is important that you not make health decisions or stop any medication without first consulting your personal physician or health care provider.